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Update Date: 27 May 2005 |
Bank Alfalah Limited was incorporated in Pakistan in 1997, following
privatization of Habib Credit and Exchange Bank. Its unprecedented success can
be attributed to its prestigious sponsor backing, visionary leadership and a
dedicated and skilled workforce. As one of the premier financial institutions in
Pakistan Bank Alfalah Limited is a durable institution with an enduring and
modern outlook. Today Bank Alfalah distinguishes itself by a well integrated and
expansive branch network, streamlined operational automated work flows, reliance
on information technology, research and development, excellence in human capital
and high customer value and care.
The Bank’s product portfolio caters to the entire range of our customers’
financial needs. Entirely cognizant of the dynamic nature of our operating
environment our market offerings imbibe flexibility and timeliness assuring
customers of optimum security and profitability. These include credit cards,
branded deposit schemes, Car Finance, Money Gram Services, ATM network, Home
Loans and other financing schemes that are undisputed market leaders in their
market segments.
Bank Alfalah Limited’s strategic and operational excellence is facilitated by
its ownership which comprises the eminent Abu Dhabi Group, at the helm of which
is H. H. Sheikh Nahayan Bin Mabarak Al Nahayan and H. E. Sheikh Hamdan Bin
Mubarak Al Nahayan. Their Excellencies hold important positions in the UAE
cabinet, namely as Minster of Education and Minister for Public Works
respectively. The Abu Dhabi Group holds a 78% ownership stake in the bank and
has reiterated time and again its sincere commitment to foster greater growth
and investment in the bank. Bank Alfalah Limited’s initial public offering in
July 2004 was oversubscribed by 9 times. This was a matter of great pride for
the management since this bore testimony to the confidence that the bank’s
external stakeholder have in its management, business model and future
direction. Currently 20 % of Bank Alfalah Limited shares are listed on the
national stock exchanges.
| Chief Executive: |
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Update Date: 09-Jul-2012 |
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Mr.
Atif Aslam Bajwa
Chief Executive Officer
Bank Alfalah Limited |
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Mr. Atif Aslam Bajwa joined Bank Alfalah Limited as the Chief Executive on
25th October 2011.
Mr. Atif Bajwa has over 28 years of international management experience and has
worked in Europe, the US, the Far East, the Middle East and Pakistan. Having
started his career in Citibank Karachi as a corporate banker in 1982, he handled
different assignments with Citi in Pakistan, New York and Bahrain. He joined ABN
AMRO Bank and was appointed Country Manager of Pakistan in 1995.
In 1998, Mr. Bajwa moved to Singapore as the Consumer Banking Head for Asia
Pacific and subsequently was assigned as an EVP at ABN AMRO’s Head Office in
Amsterdam. In mid 2001, he returned to Citibank as the Regional Head for Central
and Eastern Europe. In 2005, he moved to Dubai with Mashreqbank to run the
Retail Banking Group. He returned to Pakistan in 2007 as President and Chief
Executive Officer of MCB Bank Limited and stayed in that position until June
2010. He had also served as President and Chief Executive Officer of Soneri Bank
from October 2010 till March 2011. Mr. Atif Bajwa joined Abu Dhabi Group on
March 2011 as the President of the Abu Dhabi Group, Pakistan.
Key Management:
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Chief Operating Officer
Mr. Bahauddin Khan is a Master in Business
Administration with over 30 years of banking experience in both
multinationals and local banks.
Mr. Khan comes with a diverse enterprise background possessing
strong Operations and Technology acumen. His proven proficiency
includes all areas of Operations, Compliance, Information
Technology, Trade Finance and Treasury along with broad spectrum
expertise in general Administration. He has joined Bank Alfalah Ltd.
from United Bank Limited where he was serving as Group Executive,
Global Operations and IT.
He also holds directorships on the Board of National Institutional
Facilitation Technologies (NIFT), National Investment Trust (NITL),
National Refinery Limited (NRL) and Siemens Engineering Company
Limited.
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Chief Risk Officer
Mr. Mohammed Yousuf is a fellow of Institute of
Bankers Pakistan and a Commerce Graduate, with over 38 years of
experience in various Financial Institutions. At present, he is
working as Chief Risk Officer of the Bank.
In 1973, Mr. Yousuf started his career with an Audit firm. He then
switched to banking Industry in 1974 and worked in various senior
positions at Audit, Finance, Branch Banking and Accounts. He started
his banking career from ABL then joined BCCI and continued with its
successor Banks Habib Credit & Exchange Bank and Bank Alfalah Ltd.
He has also worked as Executive-In-Charge Finance and Group Head
Credits. |
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Group Head, Audit & Inspection
Mr. Yasar Rashid is a fellow of Bankers Pakistan,
CFA-Level 3 Candidate, CIA, CISA and SCJP2. Having 14 years of
experience, he is currently working as Group Head Audit and
Inspection of the Bank since January 2010. Mr. Rashid is a member of
Institute of Internal Auditor (IIA), Information System Audit &
Control (ISACA), CFA Institute and serving on Board of Directors of
LUMS Alumni Association. Mr. Rashid is also a trainer on panel of
various banks and universities and has written a Case Study for LUMS
which got published in International Journal and is being taught in
various universities world wide. Mr. Rashid has also represented
Central Bank in various Domestic and International Courses and
Seminars.
In 1997, Mr. Rashid started his career with Vari- Eq (pvt) Ltd. in
sales and marketing. Mr. Rashid then switched to State Bank of
Pakistan and worked in various positions of Banking Policy, Internal
Audit and Banking Inspection Departments. Mr. Rashid joined Bank
Alfalah in 2008 and worked as DGM of Audit & Inspection Group from
November 2008 to December 2009. |
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Group Head, Operations
Mr. A. Wahid Dada is a fellow of Institute of
Bankers in Pakistan and a Commerce Graduate, with 33 years of
banking experience in Pakistan and abroad.
In 1978, Mr. Dada Started his banking career with BCCI Pakistan. He
has worked in various senior positions as Manager and Senior Manager
at BCCI and Habib Credit & Exchange Bank Ltd. Thereafter in 1998, he
served Bank Alfalah Ltd as Manager, Chief Manager, Area Manager and
Group Head Commercial Banking. Since March 2010, he is working as
Group Head Operations. |
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Group Head, Admin, Technology, System & Operations
Mr. Nadeem ul Haq has 33 years of banking
experience in Pakistan. He is currently working as Group Head,
Admin, Technology, System & Operations.
In 1978, Mr. Haq started his banking career with BCCI Pakistan and
for a short period he moved to UAE in 1979. He has worked in various
senior positions of Corporate Banking, Expatriate Service, Credit
Support and International Banking at BCCI, Habib Credit and Exchange
Bank and Union Bank Ltd. In 2005, he joined Bank Alfalah in Pakistan
and subsequently worked as Executive-In-Charge and Group Head of
System & Ops, Centralized Operations and Admin, Technology, System &
Operations. |
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Chief Compliance Officer
Mr. Riaz Hussain Hamdani is a fellow of Bankers
Pakistan, Chartered Accountant and a Commerce Graduate, with 27
years of banking experience. Since May 2011, he is working as Chief
Compliance Officer/General Manager of the bank.
In 1984, Mr. Hamdani started his banking career with MCB Pakistan
and worked in various senior positions of Corporate Credit,
Operational Audit, Management Audit, Credit Admin, Cash Management,
Federal Exchange and International Division. In 2006, he joined Bank
Alfalah and worked as Deputy General Manager and Regional Manager of
Audit & Inspection Group, Credit Monitoring and Compliance
Divisions. |
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General Manager, Risk Management
Mr. Haroon Khalid is a Master in Business
Administration from LUMS, with 16 years of banking experience. Since
June 2007, he is working as General Manager, Risk Management
Division of the bank.
In 1994, Mr. Khalid started his banking career with MCB Pakistan and
worked in various positions of Credits, Corporate and Risk
Management. In 2005, he joined Bank Alfalah and worked as Assistant
Executive-In-Charge and Deputy General Manager at Credits. He is the
Author of the Book called “Threadbare”. |
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Chief Information Officer
Mr. Anwer Umed Ali holds degree of Master in
Business Administration alongwith PGD in System Analysis & Design.
Mr. Ali has over 20 years of experience in the field of Information
Technology with PTCL, Enterprise Technology Consultant, Faysal Bank
Limited, Hutchison Port Holdings, Reckitt Benckiser, Canadian
Imperial Bank of Commerce, Livingston Group Inc. and Alcatel
Telecommunications. His last held position was Chief Information
Officer at PTCL.
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General Manager, Credit Division
Mr. Sajan H. Malik has 27 years of banking
experience. Since May 2011, he is currently working as General
Manager Credits of the bank.
In 1985, Mr. Malik started his banking career with BCCI Overseas
Ltd. in Pakistan as a Management Trainee. He has worked in various
positions of Credits, Marketing, Remittances and Risk at BCCI,
Banque Indosuez, Mashreq Bank/Bank of Oman and Union Bank Limited.
In April 2002, he joined Bank Alfalah in Pakistan and subsequently
worked as Senior Officer, Assistant Executive-In-Charge and Regional
Head of Credits before his elevation as General Manager. |
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Group Head, Retail Banking South & New
Initiatives
Ms. Mehreen Ahmed has done her BBA and MBA from
Institute of Business Administration with majors in Finance &
Marketing. She has joined Bank Alfalah Ltd. as Group Head - Consumer
Business & New Initiatives in April 2012.
Ms. Ahmed carries 24 years banking and non-banking experience with
Soneri Bank from October 2010 to April 2012, with MCB Bank from July
2005 to October 2010, with Standard Chartered Bank from January 1995
to June 2005 and with non-financial organizations from 1987 to 1995.
She has vast experience in Retail, Consumer Business, Agri Finance,
Bancassurance, Marketing Services and Product Development etc.
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General Manager, Legal & Company Secretary
Mian Ejaz Ahmad has done L.L.B. from University
of Punjab, Lahore and has good exposure in Corporate Law, Civil Law
and Labour Law. He has joined Bank Alfalah Ltd. as General Manager
Legal Affairs & Company Secretary in February 2012.
Mr. Ahmad carries more than 6 years of banking & over 10 years of
non banking experience in various fields of Law. He has worked for
Ramday Law Associates for about 10 years as Senior Associate. In
2005, he joined Royal Bank of Scotland (formerly known as ABN AMRO
Bank Limited) as Company Secretary and Head of Legal & Corporate
Affairs. On completion of acquisition of the Royal Bank of Scotland
Limited (RBS) by Faysal Bank Limited, he was appointed Company
Secretary & Head of Legal affairs for Faysal Bank Ltd., which
position he held till February 2012.
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Group Head Treasury & Financial Institutions
Syed Ali Sultan has done Masters in Applied
Mathematics from the University of Karachi. He has joined Bank
Alfalah Ltd. as Group Head, Treasury & Financial Institutions, in
February 2012.
Mr. Sultan has over 20 years of experience in the financial sector
in Pakistan and overseas. He started his career with Khadim Ali Shah
Bukhari and Company Limited in 1991. He has worked with Standard
Chartered Bank for 10 years in Pakistan and Dubai. In 2007, he
joined BNP Paribas Bank, Bahrain as the Regional Head of Financial
Institutions. He has been with the State Bank of Pakistan since 2009
and his assignment before joining Bank Alfalah was as the Director,
Foreign Exchange Policy Department.
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Group Head Special Assets Management
Mr. Bashir Ahmad Sheikh has done Masters in
Business Administration from University of Cornell, USA. He has
joined Bank Alfalah Ltd. as Group Head SAM in April 2012.
Mr. Sheikh has vast banking experience of over 40 years comprising
of well diversified domestic as well as international experience in
the operations of Corporate Banking, Commercial/Retail Banking,
Investment Banking and Risk Management. Mr. Sheikh has held various
senior and leading positions in financial institutions like Faysal
Bank Limited, Al-Faysal Investment Bank Limited, Askari Commercial
Bank Limited, Indus Bank Limited, BCCI, BCC (Emirates) and United
Bank Limited.
His last held position was Head of Special Assets Management in
Faysal Bank Limited since November 2010
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Chief Financial Officer
Mr. Zafar Mirza Baig has done C.A. Intermediate
from The Institute of Chartered Accountants of Pakistan. He has
joined Bank Alfalah Ltd. as Chief Financial Officer in April 2012.
Mr. Baig has 15 years of banking experience in the field of Finance.
He has served as the Chief Financial Officer for 5 years in ABN AMRO
and RBS limited (now known as Faysal Bank) from October 2005 till
October 2010. His last held position was as the ‘Head of Strategic
Development and Country Operations’ in Faysal Bank Limited.
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Group Head Human Resources & Learning
Mr. Faisal Farooq Khan has done MBA from Lahore
University of Management Sciences (LUMS) and Bachelor from NED
University. He has joined Bank Alfalah Ltd. in December 2011 as
Group Head, Human Resources and Learning.
Mr. Khan carries more than 20 years of vast experience in the fields
of Human Resources, Corporate Training, Sales and Marketing. He has
worked in ICI Pakistan Limited for 16 years and his last held
position was Corporate HR & Training Manager. In 2007, he joined MCB
Bank Limited as Head of HR and worked there till 2010 as Senior
Executive Vice President. Before joining Bank Alfalah Limited he was
working as Head of HR & Training (Senior Executive Vice President)
in Soneri Bank Limited.
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Group Head Corporate & Investment Banking
Mr. Saad Ur Rahman Khan has done MBA (Finance &
Marketing) from Institute of Business Administration. He has joined
Bank Alfalah Ltd. in May 2012 as Group Head, Corporate & Investment
Banking.
Mr. Khan has vast banking experience of over 19 years in the
discipline of Corporate Banking, Commercial Banking, Investment
Banking and Risk Management. Mr. Khan has held various senior and
leading positions in well known financial institutions like MCB Bank
Ltd. from February 1993 to August 2006 and Citibank N.A. – Pakistan
from August 2006 to May 2012. He also has international banking
experience with Citibank Korea, Inc, where he worked as Director and
Senior Credit Analyst from February 2011 to June 2011.
His last held position was Director and Risk Management Country
Officer at Citibank N.A. – Pakistan from July 2011 to May 2012.
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Group Head Retail Central, North and Consumer Banking |
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Group Head, Islamic Banking |
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