Bank Alfalah Limited

Update Date: 26-Aug-2015

Bank Alfalah Limited, incorporated as a public limited company on June 21, 1992 under the companies ordinance 1984, commenced banking operations from November 1, 1997.

Bank Alfalah is currently the sixth largest Bank in Pakistan with a network of 648 branches across 196 cities in the country. The Bank has an international presence in Afghanistan, Bangladesh, Bahrain with a representative office in the UAE.

The Bank provides financial solutions to consumers, corporations, institutions and governments through a broad spectrum of products and services, including corporate & investment banking, consumer banking and credit, securities brokerage, commercial, SME, agri-finance, Islamic and asset financing Bank Alfalah’s strategic and operational excellence is facilitated by its ownership which comprises the eminent Abu Dhabi Group, at the helm of which is H. H. Sheikh Nahayan Bin Mubarak Al Nahayan and H. E. Sheikh Hamdan Bin Mubarak Al Nahayan. Their Excellencies hold important positions in the UAE cabinet, namely as Minster of Culture, Youth & Community and High Education & Scientific Research respectively. Bank Alfalah’s shares are also owned by International Finance Corporation (IFC). It is also listed on the Stock Exchange of Pakistan.
Chief Executive:  

Update Date: 13-Dec-2017

Mr. Nauman Ansari
President & CEO
Bank Alfalah Limited

Mr. Nauman Ansari joined Bank Alfalah Limited as President and CEO in July 2017. Prior to this, he served various banks during his twenty-four years’ professional career, including leading institutions like Standard Chartered Bank, Bank of America, ABN Amro, Fortis Bank and Samba.

He began his career with Standard Chartered Bank, Karachi in 1993, followed by three years at the Bank of America. After joining ABN Amro Bank in 1998, he was appointed Director Portfolio Strategy & Execution in 2004. He then joined Fortis Bank, Dubai, in 2006, as Head of Institutional Banking – Middle East & Pakistan, followed by the role of Head of Corporate Banking at Samba Bank Limited (formerly known as Crescent Commercial Bank) in 2007. He joined Faysal Bank as Group Head, Corporate & Investment Banking in 2008 and was appointed President and CEO in 2014. Mr. Ansari is reputed to be a seasoned banker with strong professional acumen. He is a business graduate of Miami University, USA.

Key Management:

Suhail Yaqoob Khan

Update Date: 13-Dec-2017

Chief Risk Officer

Mr. Suhail Yaqoob Khan is Chartered Financial Analyst (CFA) and holds an MBA in Finance from the Institute of Business Administration (IBA). With well-diversified exposure in the Banking and Financial Services Industry, Mr. Khan brings over 19 years of experience in the fields of Risk Management, Corporate & Investment Banking, including Asset & Business Management within local as well as global organizations.

Prior to joining BAFL, Mr. Khan was associated with Faysal Bank Limited since 2009 and his last held position was Chief Risk Officer. He has also worked with ABN AMRO Pakistan and ABN AMRO/Fortis UK.

Mehreen Ahmed

Update Date: 13-Dec-2017

Group Head, Retail Banking

Ms. Mehreen Ahmed has done her BBA and MBA from Institute of Business Administration with majors in Finance & Marketing. She has joined Bank Alfalah Ltd. as Group Head Consumer Business & New Initiatives in April 2012.

Ms. Ahmed carries 30 years banking and non-banking experience with Soneri Bank from October 2010 to April 2012, with MCB Bank from July 2005 to October 2010, with Standard Chartered Bank from January 1995 to June 2005 and with non-financial organizations from
1987 to 1995. She has vast experience in Retail, Consumer Business, Agri Finance, Bancassurance, Marketing Services and Product Development etc.

Rizwan Ata

Update Date: 13-Dec-2017

Group Head, Islamic Banking

Mr. Rizwan Ata has over 26 years of Banking experience in the various areas especially in the fields of SME/ Commercial Business and Islamic Banking. He started his career with Emirates Bank International where he had served at different managerial positions in different large cities over a period of 12 years. He was Group Head Branch Network, SME/ Commercial Business for 10 years in Meezan Bank Limited. Prior to joining BAFL, he was working as Group Chief Islamic Banking in Allied Bank Limited since September, 2012.

Ali Sultan

Update Date: 13-Dec-2017

Group Head Treasury, Capital Markets & Financial Institutions

Mr. Ali Sultan has done Masters in Applied Mathematics from the University of Karachi. He has joined Bank Alfalah Ltd. as Group Head, Treasury & Financial Institutions, in February 2012.

Mr. Sultan has over 26 years of experience in the financial sector in Pakistan and overseas. He started his career with Khadim Ali Shah Bukhari and Company Limited in 1991. He has worked with Standard Chartered Bank for 10 years in Pakistan and Dubai. In 2007, he
joined BNP Paribas Bank, Bahrain as the Regional Head of Financial Institutions. He has been with the State Bank of Pakistan since 2009 and his assignment before joining Bank Alfalah was as the Director, Foreign Exchange Policy Department.

Bashir Ahmed Sheikh

Update Date: 13-Dec-2017

Group Head Special Assets Management

Mr. Bashir Ahmad Sheikh has done Masters in Business Administration from University of Cornell, USA. He has joined Bank Alfalah Ltd. as Group Head SAM in April 2012.

Mr. Sheikh has vast banking experience of over 46 years comprising of well diversified domestic as well as international experience in the operations of Corporate Banking, Commercial/Retail Banking, Investment Banking and Risk Management. Mr. Sheikh has held various senior and leading positions in financial institutions like Faysal Bank Limited, Al-Faysal Investment Bank Limited, Askari Commercial Bank Limited, Indus Bank Limited, BCCI, BCC (Emirates) and United Bank Limited.

His last held position was Head of Special Assets Management in Faysal Bank Limited since November 2010

Mian Ejaz Ahmad

Update Date: 22-Dec-2017

Company Secretary and Group Head Legal & Corporate Affairs

Mian Ejaz Ahmad has done L.L.B. from University of Punjab, Lahore and has good exposure in Corporate Law, Civil Law and Labour Law. He joined Bank Alfalah Ltd. in February 2012.

Mr. Ahmad carries more than 10 years of banking & over 12 years of non-banking experience in various fields of Law. He has worked for Ramday Law Associates for about 10 years as Senior Associate. In 2005, he joined Royal Bank of Scotland (formerly known as ABN AMRO Bank Limited) as Company Secretary and Head of Legal & Corporate Affairs. On completion of acquisition of the Royal Bank of Scotland Limited (RBS) by Faysal Bank Limited, he was appointed Company Secretary & Head of Legal affairs for Faysal Bank Ltd., which position he held till February 2012.

Khawaja Muhammad Ahmad

Update Date: 13-Dec-2017

Group Head Operations & Corporate Services

Khawaja Muhammad Ahmad holds a Bachelor Degree in Finance from Drake University lowa, USA. He joined Bank Alfalah in April 2015.

He has over 25 years of experience in diverse facets of banking. His vast experience includes working for well-known multinational and local banks such as Standard Chartered Bank – Pakistan, Prime Commercial Bank – Pakistan, The Bank of Punjab, Dubai Islamic Bank – UAE, Allied Bank & Soneri Bank Limited.

Mohib Hasan Khan

Update Date: 13-Dec-2017

Chief Information Officer

Mr. Mohib Hasan Khan holds Bachelor of Engineering in Computer Systems and a MS Degree in Electrical Engineering from NED University. He has over 24 years of rich experience in Information Technology.

Mr. Khan has held various senior leadership positions in HBL and Bank Al Habib Limited. He has international work experience of handling IT affairs globally in 28 different countries.

Prior to joining Bank Alfalah in January 2016, Mr. Khan was the General Manager & Chief Information Officer at Bank Al Habib Limited.

Riaz Hussain Hamdani

Update Date: 13-Dec-2017

Chief Compliance Officer

Mr. Riaz Hussain Hamdani is a fellow of Bankers Pakistan, Chartered Accountant and a Commerce Graduate, with 31 years of banking experience. Since May 2011, he is working as Chief Compliance Officer/General Manager of the bank.

In 1984, Mr. Hamdani started his banking career with MCB Pakistan and worked in various senior positions of Corporate Credit, Operational Audit, Management Audit, Credit Admin, Cash Management, Federal Exchange and International Division. In 2006, he joined Bank Alfalah and worked as Deputy General Manager and Regional Manager of Audit & Inspection Group, Credit Monitoring and Compliance Divisions.


Aasim Wajid Jawad

Update Date: 13-Dec-2017

Head of Strategy

Mr. Aasim Wajid Jawad is Fellow Chartered Accountant and he has done BSc. From London School of Economics.

Mr. Jawad has held various senior and leading positions in well known institutions like United Bank Limited, Associated Industries Garments Pakistan Pvt. Limited, Ernst & Young LLP, London, Deloitte & Touche LLP, London, RSM Robson Rhodes LLP, Chartered Accountants, London & Blick Rothenberg, Chartered Accountants, London.

Ms. Anjum Hai

Update Date: 13-Dec-2017

Chief Financial Officer

Ms. Anjum Hai is a qualified Fellow Chartered Accountant, FCCA and holds Accelerated Certificate in Company Direction from Institute of Directors (UK). She joined Bank Alfalah in November 2017 as Chief Financial Officer.

She has over 22 years of work experience primarily responsible for overseeing and directing the organization’s financial goals, objectives, strategic planning and budgeting.

Prior to joining Bank Alfalah, she has worked as Chief Financial Officer at Soneri Bank Limited and at Citibank N.A. Pakistan. She worked as Financial Controller at Faysal Bank Limited and was also associated with A.F. Ferguson & Company.

Ms. Hafsa Abbasy

Update Date: 13-Dec-2017

Head of Human Resources & Learning

Ms. Hafsa Abbasy joined Bank Alfalah in December 2017 as Head of Human Resources & Learning.

She has over 27 years of experience in Banking & Human Resource Management. She started her career as a Management Associate at Citibank in Consumer Sales. Over the years, Hafsa has served as the HR Head for Retail & Commercial Banking at RBS (formerly ABN AMRO), Head of HR for Engro Polymer & Chemicals and Head of HR, Retail Banking Standard Chartered Bank.

Prior to joining Bank Alfalah, Hafsa was working at HBL as Head of Relationship Management, Talent & Diversity. Hafsa holds an MBA in Finance & Marketing from the Institute of Business Administration, Karachi.

Tahir Khurshid

Update Date: 13-Dec-2017

General Manager / Head of Audit & Inspection

Mr. Tahir Khurshid is M.Com from The University of Lahore and MBA (Finance) from American International University.

He has over 22 years of experience. Prior to joining Bank Alfalah in 2002, he worked in MCB Bank Limited and Ford Rhodes Robson Morrow.

Haroon Khalid

Update Date: 13-Dec-2017

General Manager, Risk Management

Mr. Haroon Khalid is a Master in Business Administration from LUMS, with 21 years of banking experience. Since June 2007, he is working as General Manager, Risk Management Division of the bank.

In 1994, Mr. Khalid started his banking career with MCB Pakistan and worked in various positions of Credits, Corporate and Risk Management. In 2005, he joined Bank Alfalah and worked as Assistant Executive-In-Charge and Deputy General Manager at Credits. He is the Author of the Book called “Threadbare”.

Muhammad Maqsood Ali Usmani

Update Date: 13-Dec-2017

General Manager Corporate Services

Mr. Muhammad Maqsood Ali Usmani joined Bank Alfalah as General Manager Corporate Services in October 2017.

Mr. Usmani has over 35 years of working experience at various International & Local Financial Institutions, primarily in managing specialized functions of Corporate Services Group which includes Project Management, Health, Safety and Environment, Facility & Business Continuity Management as well as General Administration.

Prior to joining Bank Alfalah Limited, he was working as Head Corporate Services Group, United Bank Limited. He was also associated with Standard Chartered Bank, Faysal Bank, Royal Bank of Scotland, ABN Amro Bank and Chase Manhattan Bank – USA.

Shahzad Ishaq

Update Date: 13-Dec-2017

Head of Consumer Finance

Mr. Shahzad Ishaq joined Bank Alfalah Limited as Head of Consumer Finance in December 2012.

Mr. Ishaq is MBA (Marketing) from Punjab College of Business Administration. He has over 19 years of banking experience at Citibank N.A. in the areas of Sales, Telemarketing, Merchant Acquiring, Customer Retention & Rewards, Tele-sales, Strategic Assignments, Personal Loan and Liabilities. Mr. Ishaq has held various positions such as Head of Cards, Product Manager, Regional Sales Manager and Relationship Manager.

His last held position was Head of Cards Portfolio / Vice President at Citibank Europe PLC Hungarian Branch.

Mr.Bilal Asghar

Update Date: 22-Dec-2017

Group Head Corporate, Investment Banking & International Business

Mr. Bilal Asghar joined Bank Alfalah in December 2017 as Group Head Corporate, Investment Banking & International Business.

Mr. Asghar possesses over 22 years’ of experiences in Corporate, Investment Banking, SME & Commercial, Islamic Banking, Retail Distribution, FI, Cash Management and Special Assets Management (SAM) from local and multinational banks in Pakistan.

Prior to joining Bank Alfalah, he was working as Head of Corporate & Investment Banking at Faysal Bank Limited.

Mr. Asghar is a graduate of University of Southern California, U.S.A, also a Certified Director from IBA – Centre of Executive Education, and completed NIBAF Training on Islamic Banking.

Pakistan Banks' Association 2005. All Rights Reserved.