Bank Alfalah Limited
Organization:  

Update Date: 27 May 2005

Bank Alfalah Limited was incorporated in Pakistan in 1997, following privatization of Habib Credit and Exchange Bank. Its unprecedented success can be attributed to its prestigious sponsor backing, visionary leadership and a dedicated and skilled workforce. As one of the premier financial institutions in Pakistan Bank Alfalah Limited is a durable institution with an enduring and modern outlook. Today Bank Alfalah distinguishes itself by a well integrated and expansive branch network, streamlined operational automated work flows, reliance on information technology, research and development, excellence in human capital and high customer value and care.

The Bank’s product portfolio caters to the entire range of our customers’ financial needs. Entirely cognizant of the dynamic nature of our operating environment our market offerings imbibe flexibility and timeliness assuring customers of optimum security and profitability. These include credit cards, branded deposit schemes, Car Finance, Money Gram Services, ATM network, Home Loans and other financing schemes that are undisputed market leaders in their market segments.

Bank Alfalah Limited’s strategic and operational excellence is facilitated by its ownership which comprises the eminent Abu Dhabi Group, at the helm of which is H. H. Sheikh Nahayan Bin Mabarak Al Nahayan and H. E. Sheikh Hamdan Bin Mubarak Al Nahayan. Their Excellencies hold important positions in the UAE cabinet, namely as Minster of Education and Minister for Public Works respectively. The Abu Dhabi Group holds a 78% ownership stake in the bank and has reiterated time and again its sincere commitment to foster greater growth and investment in the bank. Bank Alfalah Limited’s initial public offering in July 2004 was oversubscribed by 9 times. This was a matter of great pride for the management since this bore testimony to the confidence that the bank’s external stakeholder have in its management, business model and future direction. Currently 20 % of Bank Alfalah Limited shares are listed on the national stock exchanges.
 
Chief Executive:  

Update Date: 09-Jul-2012

Mr. Atif Aslam Bajwa
Chief Executive Officer
Bank Alfalah Limited

Mr. Atif Aslam Bajwa joined Bank Alfalah Limited as the Chief Executive on 25th October 2011.

Mr. Atif Bajwa has over 28 years of international management experience and has worked in Europe, the US, the Far East, the Middle East and Pakistan. Having started his career in Citibank Karachi as a corporate banker in 1982, he handled different assignments with Citi in Pakistan, New York and Bahrain. He joined ABN AMRO Bank and was appointed Country Manager of Pakistan in 1995.

In 1998, Mr. Bajwa moved to Singapore as the Consumer Banking Head for Asia Pacific and subsequently was assigned as an EVP at ABN AMRO’s Head Office in Amsterdam. In mid 2001, he returned to Citibank as the Regional Head for Central and Eastern Europe. In 2005, he moved to Dubai with Mashreqbank to run the Retail Banking Group. He returned to Pakistan in 2007 as President and Chief Executive Officer of MCB Bank Limited and stayed in that position until June 2010. He had also served as President and Chief Executive Officer of Soneri Bank from October 2010 till March 2011. Mr. Atif Bajwa joined Abu Dhabi Group on March 2011 as the President of the Abu Dhabi Group, Pakistan.

Key Management:

Bahauddin Khan
 

Update Date: 23-Jul-2012

Chief Operating Officer

Mr. Bahauddin Khan is a Master in Business Administration with over 30 years of banking experience in both multinationals and local banks.

Mr. Khan comes with a diverse enterprise background possessing strong Operations and Technology acumen. His proven proficiency includes all areas of Operations, Compliance, Information Technology, Trade Finance and Treasury along with broad spectrum expertise in general Administration. He has joined Bank Alfalah Ltd. from United Bank Limited where he was serving as Group Executive, Global Operations and IT.

He also holds directorships on the Board of National Institutional Facilitation Technologies (NIFT), National Investment Trust (NITL), National Refinery Limited (NRL) and Siemens Engineering Company Limited.

 
Yasar Rashid
 

Update Date: 09-Jul-2012

Group Head, Audit & Inspection

Mr. Yasar Rashid is a fellow of Bankers Pakistan, CFA-Level 3 Candidate, CIA, CISA and SCJP2. Having 14 years of experience, he is currently working as Group Head Audit and Inspection of the Bank since January 2010. Mr. Rashid is a member of Institute of Internal Auditor (IIA), Information System Audit & Control (ISACA), CFA Institute and serving on Board of Directors of LUMS Alumni Association. Mr. Rashid is also a trainer on panel of various banks and universities and has written a Case Study for LUMS which got published in International Journal and is being taught in various universities world wide. Mr. Rashid has also represented Central Bank in various Domestic and International Courses and Seminars.

In 1997, Mr. Rashid started his career with Vari- Eq (pvt) Ltd. in sales and marketing. Mr. Rashid then switched to State Bank of Pakistan and worked in various positions of Banking Policy, Internal Audit and Banking Inspection Departments. Mr. Rashid joined Bank Alfalah in 2008 and worked as DGM of Audit & Inspection Group from November 2008 to December 2009.

 
A. Wahid Dada
 

Update Date: 09-Jul-2012

Group Head, Operations

Mr. A. Wahid Dada is a fellow of Institute of Bankers in Pakistan and a Commerce Graduate, with 33 years of banking experience in Pakistan and abroad.

In 1978, Mr. Dada Started his banking career with BCCI Pakistan. He has worked in various senior positions as Manager and Senior Manager at BCCI and Habib Credit & Exchange Bank Ltd. Thereafter in 1998, he served Bank Alfalah Ltd as Manager, Chief Manager, Area Manager and Group Head Commercial Banking. Since March 2010, he is working as Group Head Operations.

 
Riaz Hussain Hamdani
 

Update Date: 09-Jul-2012

Chief Compliance Officer

Mr. Riaz Hussain Hamdani is a fellow of Bankers Pakistan, Chartered Accountant and a Commerce Graduate, with 27 years of banking experience. Since May 2011, he is working as Chief Compliance Officer/General Manager of the bank.

In 1984, Mr. Hamdani started his banking career with MCB Pakistan and worked in various senior positions of Corporate Credit, Operational Audit, Management Audit, Credit Admin, Cash Management, Federal Exchange and International Division. In 2006, he joined Bank Alfalah and worked as Deputy General Manager and Regional Manager of Audit & Inspection Group, Credit Monitoring and Compliance Divisions.

 
Haroon Khalid
 

Update Date: 09-Jul-2012

General Manager, Risk Management

Mr. Haroon Khalid is a Master in Business Administration from LUMS, with 16 years of banking experience. Since June 2007, he is working as General Manager, Risk Management Division of the bank.

In 1994, Mr. Khalid started his banking career with MCB Pakistan and worked in various positions of Credits, Corporate and Risk Management. In 2005, he joined Bank Alfalah and worked as Assistant Executive-In-Charge and Deputy General Manager at Credits. He is the Author of the Book called “Threadbare”.

 
Anwer Umed Ali
 

Update Date: 23-Jul-2012

Chief Information Officer

Mr. Anwer Umed Ali holds degree of Master in Business Administration alongwith PGD in System Analysis & Design.

Mr. Ali has over 20 years of experience in the field of Information Technology with PTCL, Enterprise Technology Consultant, Faysal Bank Limited, Hutchison Port Holdings, Reckitt Benckiser, Canadian Imperial Bank of Commerce, Livingston Group Inc. and Alcatel Telecommunications. His last held position was Chief Information Officer at PTCL.

 
Sajan Hamid Malik
 

Update Date: 09-Jul-2012

General Manager, Credit Division

Mr. Sajan H. Malik has 27 years of banking experience. Since May 2011, he is currently working as General Manager Credits of the bank.

In 1985, Mr. Malik started his banking career with BCCI Overseas Ltd. in Pakistan as a Management Trainee. He has worked in various positions of Credits, Marketing, Remittances and Risk at BCCI, Banque Indosuez, Mashreq Bank/Bank of Oman and Union Bank Limited. In April 2002, he joined Bank Alfalah in Pakistan and subsequently worked as Senior Officer, Assistant Executive-In-Charge and Regional Head of Credits before his elevation as General Manager.

 

Mehreen Ahmed
 

Update Date: 01-Feb-2013

Group Head, Retail Banking South & New Initiatives

Ms. Mehreen Ahmed has done her BBA and MBA from Institute of Business Administration with majors in Finance & Marketing. She has joined Bank Alfalah Ltd. as Group Head - Consumer Business & New Initiatives in April 2012.

Ms. Ahmed carries 24 years banking and non-banking experience with Soneri Bank from October 2010 to April 2012, with MCB Bank from July 2005 to October 2010, with Standard Chartered Bank from January 1995 to June 2005 and with non-financial organizations from 1987 to 1995. She has vast experience in Retail, Consumer Business, Agri Finance, Bancassurance, Marketing Services and Product Development etc.

 
Mian Ejaz Ahmad
 

Update Date: 01-Feb-2013

General Manager, Legal & Company Secretary

Mian Ejaz Ahmad has done L.L.B. from University of Punjab, Lahore and has good exposure in Corporate Law, Civil Law and Labour Law. He has joined Bank Alfalah Ltd. as General Manager Legal Affairs & Company Secretary in February 2012.

Mr. Ahmad carries more than 6 years of banking & over 10 years of non banking experience in various fields of Law. He has worked for Ramday Law Associates for about 10 years as Senior Associate. In 2005, he joined Royal Bank of Scotland (formerly known as ABN AMRO Bank Limited) as Company Secretary and Head of Legal & Corporate Affairs. On completion of acquisition of the Royal Bank of Scotland Limited (RBS) by Faysal Bank Limited, he was appointed Company Secretary & Head of Legal affairs for Faysal Bank Ltd., which position he held till February 2012.

 
Syed Ali Sultan
 

Update Date: 09-Jul-2012

Group Head Treasury & Financial Institutions

Syed Ali Sultan has done Masters in Applied Mathematics from the University of Karachi. He has joined Bank Alfalah Ltd. as Group Head, Treasury & Financial Institutions, in February 2012.

Mr. Sultan has over 20 years of experience in the financial sector in Pakistan and overseas. He started his career with Khadim Ali Shah Bukhari and Company Limited in 1991. He has worked with Standard Chartered Bank for 10 years in Pakistan and Dubai. In 2007, he joined BNP Paribas Bank, Bahrain as the Regional Head of Financial Institutions. He has been with the State Bank of Pakistan since 2009 and his assignment before joining Bank Alfalah was as the Director, Foreign Exchange Policy Department.

 
Bashir Ahmed Sheikh
 

Update Date: 09-Jul-2012

Group Head Special Assets Management

Mr. Bashir Ahmad Sheikh has done Masters in Business Administration from University of Cornell, USA. He has joined Bank Alfalah Ltd. as Group Head SAM in April 2012.

Mr. Sheikh has vast banking experience of over 40 years comprising of well diversified domestic as well as international experience in the operations of Corporate Banking, Commercial/Retail Banking, Investment Banking and Risk Management. Mr. Sheikh has held various senior and leading positions in financial institutions like Faysal Bank Limited, Al-Faysal Investment Bank Limited, Askari Commercial Bank Limited, Indus Bank Limited, BCCI, BCC (Emirates) and United Bank Limited.

His last held position was Head of Special Assets Management in Faysal Bank Limited since November 2010

 
Zafar Mirza Baig
 

Update Date: 09-Jul-2012

Chief Financial Officer

Mr. Zafar Mirza Baig has done C.A. Intermediate from The Institute of Chartered Accountants of Pakistan. He has joined Bank Alfalah Ltd. as Chief Financial Officer in April 2012.

Mr. Baig has 15 years of banking experience in the field of Finance. He has served as the Chief Financial Officer for 5 years in ABN AMRO and RBS limited (now known as Faysal Bank) from October 2005 till October 2010. His last held position was as the ‘Head of Strategic Development and Country Operations’ in Faysal Bank Limited.

 
Faisal Farooq Khan
 

Update Date: 09-Jul-2012

Group Head Human Resources & Learning

Mr. Faisal Farooq Khan has done MBA from Lahore University of Management Sciences (LUMS) and Bachelor from NED University. He has joined Bank Alfalah Ltd. in December 2011 as Group Head, Human Resources and Learning.

Mr. Khan carries more than 20 years of vast experience in the fields of Human Resources, Corporate Training, Sales and Marketing. He has worked in ICI Pakistan Limited for 16 years and his last held position was Corporate HR & Training Manager. In 2007, he joined MCB Bank Limited as Head of HR and worked there till 2010 as Senior Executive Vice President. Before joining Bank Alfalah Limited he was working as Head of HR & Training (Senior Executive Vice President) in Soneri Bank Limited.

 
Saad Ur Rehman Khan
 

Update Date: 09-Jul-2012

Group Head Corporate & Investment Banking

Mr. Saad Ur Rahman Khan has done MBA (Finance & Marketing) from Institute of Business Administration. He has joined Bank Alfalah Ltd. in May 2012 as Group Head, Corporate & Investment Banking.

Mr. Khan has vast banking experience of over 19 years in the discipline of Corporate Banking, Commercial Banking, Investment Banking and Risk Management. Mr. Khan has held various senior and leading positions in well known financial institutions like MCB Bank Ltd. from February 1993 to August 2006 and Citibank N.A. – Pakistan from August 2006 to May 2012. He also has international banking experience with Citibank Korea, Inc, where he worked as Director and Senior Credit Analyst from February 2011 to June 2011.

His last held position was Director and Risk Management Country Officer at Citibank N.A. – Pakistan from July 2011 to May 2012.

 
Khurram Hussain
 

Update Date: 24-Sep-2013

Group Head Retail Central, North & Consumer Banking

Mr. Khurram Hussain joins Bank Alfalah with over 23 years of local and international banking and financial services experience. He is an MBA from Ohio, USA and has held senior positions in UBL, Abu Dhabi Commercial Bank, Mashreq Bank, Bank of America and Deutsche Bank. Prior joining us, he was working as General Manager in UBL for its USA Network.

 
Rizwan Ata
 

Update Date: 24-Sep-2013

Group Head, Islamic Banking

Mr. Rizwan Ata has over 22 years of Banking experience in the various areas especially in the fields of SME/ Commercial Business and Islamic Banking. He started his career with Emirates Bank International where he had served at different managerial positions in different large cities over a period of 12 years. He was Group Head Branch Network, SME/ Commercial Business for 10 years in Meezan Bank Limited. Prior to joining BAFL, he was working as Group Chief Islamic Banking in Allied Bank Limited since September, 2012.

 
Suhail Yaqoob Khan
 

Update Date: 24-Sep-2013

Chief Risk Officer

Mr. Suhail Yaqoob Khan is Chartered Financial Analyst (CFA) and holds an MBA in Finance from the Institute of Business Administration (IBA). With well-diversified exposure in the Banking and Financial Services Industry, Mr. Khan brings over 17 years of experience in the fields of Risk Management, Corporate & Investment Banking, including Asset & Business Management within local as well as global organizations.

Prior to joining BAFL, Mr. Khan was associated with Faysal Bank Limited since 2009 and his last held position was Chief Risk Officer. He has also worked with ABN AMRO Pakistan and ABN AMRO/Fortis UK.

 
Aly Mustansir
 

Update Date: 24-Sep-2013

Chief Marketing Officer

Mr. Aly Mustansir has done MBA from Institute of Business Administration and holds 20 years of experience in the areas of Brand Development and Business Management in different categories ranging from foods to personal care to financial services.

Prior to joining Bank Alfalah, Mr. Mustansir worked with HBL as Head of Marketing & Brand Management where he was responsible for brand development and marketing of the Bank’s businesses and subsidiaries globally. In addition, Mr. Mustansir supported the Aga Khan Fund for Economic Development (AKFED) – HBL’s principle shareholders –overseeing brand development and product marketing activities of their banks, NBFIs and insurance companies around the world.

 
Nadeem Ul Haq
 

Update Date: 07-Nov-2013

Group Head, Admin, Technology, System & Operations
 
Pakistan Banks' Association 2005. All Rights Reserved.