Update Date: 13-Feb-2010
Habib Metropolitan Bank was incorporated in Pakistan as a Public Listed Company
in 1992 under the name, Metropolitan Bank Limited. The Bank commenced, duly
licensed, full scheduled commercial-banking operations in October 1992.
Metropolitan Bank, from October 1992 to September 2006, remained a highly rated
bank and, vide it’s nationwide 51-branch on-line network, established as a
distinguished provider of trade finance services.
On October 26, 2006 Habib Bank A G Zurich`s Pakistan Operations merged into
Metropolitan Bank Limited and the merged entity was named Habib Metropolitan
Bank Limited (HMB). Demonstrating a strong commitment to Pakistan economy, HBZ
is the principal shareholder of HMB.
HMB operates in all major cities of the country. The Bank ranks within Top 10 in
Pakistan with a strong vision to be the most respected Financial Institution.
HMB has its primary focus on retail banking and trade finance and also offers
highly innovative E-Banking solutions and Consumer Banking to its customers. The
Bank’s Islamic Banking Division is fully capable of catering to customers
seeking Shariah compliant products.
The HBZ Group is heir to a rich tradition of banking and commerce dating back to
more than 160 years. The group’s flagship and HMB’s principal, HBZ (incorporated
1967) enjoys International ranking of 687 in terms of capital. With Headquarters
in Switzerland, the HBZ Group also operates in Hong Kong, Singapore, United Arab
Emirates, Kenya, South Africa, United Kingdom and North America.
The Pakistan Credit Rating Agency (PACRA) has allotted both long-term and
short-term ratings of Habib Metropolitan Bank Limited at “AA+” (Double A plus)
and “A1+” (A one plus), respectively. These ratings, being the highest amongst
the local sector Private Banks, denote a very low expectation of credit risk
emanating from a very strong capacity for timely payment of financial
Update Date: 22-Mar-2012
Mr. Siraj Uddin Aziz
President & Chief Executive
Metropolitan Bank Limited
Mr. Sirajuddin Aziz is a senior banker. During
his 35 year banking career with international as well as local banks, he held
several senior management positions in various countries including Pakistan, UK,
UAE, Nigeria, Hong Kong and China. Before joining HMB, Mr. Aziz was serving as
the CEO of a large local commercial bank.
During his career, Mr. Aziz has contributed to various professional bodies
including Pakistan Banks’ Association as Chairman. He has been a regular speaker
on Credit, Trade and Foreign Exchange at “The Institute of Bankers Pakistan” and
other prestigious institutions. Mr. Aziz also frequently contributes articles to
English Newspapers on various subjects.
Mr. Mohamedali R. Habib has a graduate degree in
Business Management – Finance from the Clark University, USA, and he
holds a Post Graduate Diploma in General Management from Stanford –
National University of Singapore.
Mr. Habib has worked in the corporate sector for 10 years in various
managerial capacities. His assignments covered various industries
including multinational projects. He stepped into the banking
industry in 1996 when he joined Habib Bank AG Zurich, where he
worked in different capacities in the Bank’s Pakistan operations. He
joined Habib Metropolitan Bank Limited in 1999, where he continues
to contribute as an Executive Director.
Head of Treasury / International Division
Mr. Zaidi has to his credit more than 37 years of
banking experience in the middle & senior management positions. Mr.
Zaidi held various assignments in Treasury & International Banking
during the course of his career with Bank of Credit & Commerce Int'l
in UAE and UK, Arab African International Bank, Cairo, Egypt and Al
Bahrain Arab African Bank, Bahrain. In Pakistan, Mr. Zaidi spent 14
years with Prime Commercial Bank Ltd and held various positions
including Treasurer and Head of International Banking.
Mr. Zaidi has an MBA degree from Institute of Business
Administration (IBA), Karachi. He joined Habib Metropolitan Bank in
2006 and continues to serve as Head of Treasury & International
Head of Operations
Mr. Nanji is a professional banker with 32 years
of banking experience including 25 years international Banking
experience with Citibank. He has extensive knowledge and experience
of Corporate, Investment, Consumer Banking and Audit. Mr. Nanji held
Operations and Technology Head positions in a number of countries
and clusters of countries in Citibank. He joined Habib Metropolitan
Bank in 2005 as Country Risk Manager where he set up the Risk
Management and Compliance functions. Currently, he is heading Bank's
Mr. Nanji has an MBA degree from Institute of Business
Administration [IBA], Karachi.
Head of Finance / Chief Financial Officer
Mr. Fuzail Abbas is a qualified Chartered
Accountant and a member of ICAP. He joined Habib Metropolitan Bank
Limited in 1996. At present he is Chief Financial Officer. Prior to
joining Habib Metropolitan Bank, Mr. Abbas has worked with audit
firms and brokerage house in middle and senior management positions,
where he was responsible for general accounting, tax, audit and
other finance related functions.
Head of Credit
Mr. Aziz Memon is a senior banker possessing 38
years of diversified experience in international and domestic
banking. Mr. Memon started his banking career with Habib Bank
Limited in 1973. Later, in 1979, he joined Habib Bank AG Zurich and
remained posted at Kuwait and Mombasa. He was transferred to
Pakistan Operations in 1993. Since 2006, he is serving as Head of
Credit at Habib Metropolitan Bank.
Head of IT
Mr. Mandvia has to his credit more than 35 years
of banking experience, both in Pakistan and abroad. Mr. Mandvia
started his banking career in 1976 with Habib Bank Ltd. IT division.
He also worked with BCC and Union National Bank, UAE. Mr. Mandvia
has vast experience in IT field. He joined Habib Metropolitan Bank
in 1992. At present he is Head of Information Technology.
Head of Compliance
Mr. Asad Ali Aziz Dharamsey has to his credit
more than 30 years of banking experience, both in Pakistan and
abroad. Mr. Dharamsey started his banking career in 1981 with Habib
Bank AG Zuirch, Abu Dhabi, UAE. He was transferred to Habib Bank AG
Zurich Pakistan Operations in 1997. He has vast experience of Audit
and Internal Control. Currently Mr. Dharamsey is heading Bank's
Head Of Risk Management and Credit Risk
Mr. Mohammad Shams Izhar started his career in
Banking & Finance Industry in 1981 when he joined NDFC. Later, he
joined MCB Bank Ltd in 1983 and served in different positions in
Bank's Credit Department. He took charge as Divisional Head Credit
Management Division in 1994 and was responsible for formulation of
Credit policy and procedure, Management of Deteriorating Credit (NPL),
New credit products, MCB Instant Financing, Credit related
regulatory reporting, Credit risk Models, Portfolio monitoring &
Liaison with Regulatory/Trade Bodies/Financial Sectors. Mr. Shams
Izhar joined Habib Metropolitan Bank in 2006. He is currently
heading Bank's Risk Management and Credit Risk Control Division.
Head Of Human Resource Division
Mr. Waheed Usman Sakrani is a senior Banker and
has vast experience in Human Resource and Operations Division. Mr.
Sakrani started banking career from BCCI in 1982. Before joining
Habib Metropolitan Bank in 2008 as Head of HR & Training, where he
continues to serve, Mr. Sakrani also served Prime Bank, Schon Bank,
ABN AMRO and Standard Chartered.
Head of Audit
Mr. Khan is a Fellow of the Institute of
Chartered Accountants in England & Wales and the Institute of
Chartered Accountants of Pakistan. He has a B.Sc. in Economics from
the London School of Economics. Mr. Khan has more than 16 years of
post-qualification experience both in Pakistan and abroad. The core
competencies of Mr. Khan are audit, strategic planning, financial
restructuring, treasury management, group consolidation, financial
management, acquisition, due diligence and advisory etc. Mr. Khan
has worked at senior level positions in different companies. Mr.
Khan joined Habib Metropolitan Bank in Dec-2009.
Zonal Head Zone-I
Mr. Haroon Makani has more than 52 years of
diversified banking experience. He started his banking career in
1959 with MCB. He worked in different positions and was responsible
for branch management and operations. He joined BCCI in 1981 as
Manager and responsible for corporate marketing and correspondent
Banking. Mr. Haroon Makani joined Habib Metropolitan Bank in 1994
and is serving as a Zone Head.
Zonal Head Zone-II
Mr. Arif Durvesh, a Graduate of Commerce & Law,
is a professional banker having diversified exposure in almost all
key areas of banking with specialized focus on Business , Risk &
Branch banking. His banking career spans over 36 years starting from
Habib Bank Ltd. in1975. Subsequently, he remained associated with
Middle East Bank & National Bank of Pakistan. He became part of
Habib Metropolitan Bank way back in 1995 and is currently serving as
a Zone Head.
Zonal Head Zone-III
Mr. Syed Hasan Ali Kazmi has 40 years of banking
experience in the middle & senior management positions. He started
his banking career in 1971 from MCB. After a decade, he joined Union
Bank of the Middle East and worked in various positions. He joined
Habib Bank AG Zurich in 1989 and is currently working as a Zone
Zonal Head Zone-IV
Mr. Iqbal Motiwala started his banking career in
1966 from Habib Bank Ltd. After a decade, he joined Habib Bank AG
Zurich where he worked in different responsible positions in various
countries. He was relocated to Pakistan and joined Habib
Metropolitan Bank in the year 2000 as a Zone Head.
Zonal Head Zone-V
Mr. Muhammad Shahid Iqbal has to his credit more
than 45 years of banking experience in middle & senior management
positions. He started his banking career in 1966 from Habib Bank
Ltd., where he served in different positions. Mr. Iqbal joined Habib
Metropolitan Bank in 1994 and is currently working as a Zone Head.
Zonal Head Zone-VI
Mr. Zubair Javaid has to his credit more than 35
years experience in the banking industry. He started his journey
with Habib Bank Ltd. in 1976 and than served Emirates Bank
International. Mr. Zubair Javaid joined Habib Bank AG Zurich in 1991
and is currently working as a Zone Head at Habib Metropolitan Bank.
Zonal Head Zone-VII
Mr. Azhar Shamim has to his credit more than 38
years of experience in the banking industry. Mr. Shamim joined Habib
Bank Ltd. in 1973 where he served until 1993 in different positions.
Mr. Shamim joined Habib Metropolitan Bank in 1994 and currently
working as a Zone Head.
Head of Islamic Banking Division
Mr. Muhammad Haroon Ahmed has done his graduation
in Law from the Karachi University and also holds Banking Diploma
from The Institute of Bankers Pakistan. He started his career with
Habib Bank Limited in 1960. Later, in 1976, He joined BCCI. After a
brief stint at BCCI, he joined Habib Bank AG Zurich in 1978 where he
was posted in various positions in different countries. With the
Islamic Banking initiative taken by Habib Bank AG Zurich, Mr. Ahmed
was transferred to Islamic Banking Division in 2002 where he
continues to serve as Head of Islamic Banking at Habib Metropolitan
Zonal Head Zone-VIII
Mr. Ahmed Fawad Hashmi has 31 years of
diversified banking experience of working with international,
regional and local banks in middle and senior management positions.
He worked overseas for 13 years in markets like Egypt, Kuwait, Sri
Lanka and Maldives before returning to Pakistan in 1994. Mr.
Hashmi’s experience is spread across areas like Commercial and
Corporate Banking, SME, Operations, Islamic Banking, Special Asset
Management, Audit and Operational Risk Management and Divestment and
Prior to joining Habib Metropolitan Bank, he worked for Standard
Chartered Bank as Country Head Audit for Pakistan, Jordan and
Lebanon. In his current role with Habib Metropolitan Bank, he is
involved in various initiatives including commercial banking and
risk management as a Zone Head.